Special Assets - Senior Special Assets Officer - NBH Bank

It starts with our culture ...
Common sense has never been common.
If it were, the world would be a different place. Things would run smoothly
and on time. People would do what they say and say what they do. Everything
would be fair, without all the small talk. And banks would only sell you
what you need. When a banker looked at a client, they wouldn't just see a
number, they'd see a dad or a mom or a graduate or a business owner. Our
Bankers understand the complexities of people's lives and offer simple
solution
That's the basics of Relationships. Fairness. Simplicity. When you choose
our Company, you have an opportunity to make an impact beyond the walls of
our buildings.
We have a long-standing commitment to Equity, Diversity, and Inclusion.
Through our banking relationships, investing, grants, and
volunteerism, NBH Bank promotes the growth, revitalization, and
sustainability of the communities we serve. We believe that these are
important elements in building and sustaining a successful organization and a
positive, results-driven culture. We strive for all associates to feel
welcome and empowered at work.
As a Senior Special Assets Officer, you will develop and implement workout
plans with loan clients to resolve problems loans with minimal or no credit
loss, and when necessary, dispose of collateral and bank owned real
estate. You will be responsible for a variety of tasks including discussing
intended workout plans with the borrower, legal counsel and provide overview
to SAG Director, work closely with outside counsel during default,
litigation, foreclosure, bankruptcy, and pursuit of guarantor, and
prepare written reports regarding disposition plan for problem loans and bank
owned real estate. You will schedule site visits to inspect bank loan
collateral and bank owned real estate to better understand the asset and
underlying market condition. Additionally, a Special Asset Officer is
expected to retain and address more difficult portfolio issues, including
legal, accounting and asset complexity, dissemination of department
policies and practices to internal partners. Additionally, you are expected
to build a great rapport with clients and fellow associates, and treat
others with respect and consideration regardless of their status or position.
Minimum Requirements: To be considered for this position, you must possess
the following qualifications.
Bachelor's degree or equivalent combination of education and related work
experience.
10+ years related experience and/or training.
Commercial and/or Real Estate lending background or applicable workout
experience.
Desired Qualifications: To be considered an ideal candidate, you should
possess some of the following qualifications:
Master's degree in Finance, Accounting or related field.
15+ years related experience and/or training.
Extensive Commercial and/or Real Estate background including Lending,
Brokerage, Legal or other applicable work out experience.
Desired Skills: Ideal candidates for this position should possess some or
all of the following skills:
Proficient in MS Office applications which include Outlook, Word, and Excel.
Ability to prioritize competing demands and effectively manage multiple tasks
and/or projects.
Possess strong verbal, written and interpersonal communication skills with
the ability to write reports, correspondence, and procedures, and
communicate effectively with senior leadership and bank personnel.
Have knowledge of bank operation systems, compliance, and regulatory
standards.
Must be able to deal with ambiguity, think critically, solve problems
creatively, plan and meet deadlines; demonstrate strong sense of personal
accountability.
Strong analytical ability to synthesize and communicate complex information,
to achieve desired results.
Work Environment:
We are a culture that believes that people are our greatest asset and are at
the heart of everything we do. We take pride in bri ging clarity and
simplicity to our associates (employees) and clients. Our decisions are
made efficiently, fairly, and locally. Our success is directly tied to the
communities we serve. It is equally important for us to look through the lens
of our applicants and associates to identify their individual needs. As
such, we want to share the following:
We are committed to our core value of meritocracy and supporting our
associates in growing within their role.
When completing certain tasks, an associate may need to be able to grasp,
push, pull, lift, bend, raise and hold hands and arms overhead.
An associate must be able to work overtime to the extent necessary.
Must be able to travel - estimated at 10% of the time.
Thank you for your application!
The Bank is committed to providing qualified applicants and associates
reasonable accommodation, when necessary, to enable the individuals to
complete the application process and/or perform the essential functions of
the job. An applicant and/or associate requiring reasonable accommodation to
perform any essential job function, should contact Human Resources.
The Bank's policy is to provide equal opportunity to all people without
regard to race, color, religion, national origin, ancestry, marital
status, veteran status, age, disability, pregnancy, genetic
information, citizenship status, sex, sexual orientation, gender
identity or any other legally protected category. The Bank is proud to be a
dru
Selected candidate(s) for hire must complete the following prior to
employment: a criminal history report, global screen, drug screen,
employment... For full info follow application link.
Equal Opportunity Employer/Protected Veterans/Individuals with
DisabilitiesThe contractor will not discharge or in any other manner
discriminate against employees or applicants because they have inquired
about, discussed, or disclosed their own pay or the pay of another