SR Asset & Liability Management Analyst - Suncoast Credit Union

Compensation: $88,000 - $148,000 based on experience and credentials

Location Type: Remote
Position Type: Full Time

The Senior ALM Analyst oversees the execution of Suncoast Credit Union’s asset-liability management model to support the management of regulatory deliverables such as Interest Rate Risk, Liquidity Risk, Balance Sheet Management Strategies, and Capital Stress Testing. This individual plays an integral role in the capital planning function, responsible for key inputs to support risk management and financial decision-making. Key responsibilities include the ongoing development, calibration, back-testing, and documentation of model assumptions. An ideal candidate has technical quantitative expertise with a strong working knowledge of a financial institution's balance sheet and business model.

• Manage Suncoast Credit Union’s ALM and capital stress testing modeling initiatives including interest rate risk, liquidity risk, and balance sheet optimization
• Serve as subject matter expert for asset and liability data on a wide range of economic and management-defined scenarios
• Prioritize the accuracy and integrity of data incorporated into ALM and capital stress testing activities to support a comprehensive internal controls environment
• Oversee regular updates to model assumptions including loan prepayment speeds, deposit decay, and betas
• Manage and evaluate modeling balance sheet, net interest income (NII), economic value (NEV), and expected credit loss (ECL) simulations across multiple scenarios.
• Deliver actionable insights to Suncoast’s senior management team
• Support finance, risk management, internal audit, business leads, and examiners for ALM and stress testing discussions or analyses
• Collaborate with internal and external stakeholders including senior leaders from Finance, Risk, Member Solutions, Data Analytics, Internal Audit, and NCUA Examiners
• Analyze, interpret, and communicate detailed quantitative results and analyses to senior management
• Manage Suncoast’s capital goals utilizing statistical and other quantitative methods in a proactive manner
• Lead the analysis and interpretation of results, incorporating feedback into models and metrics
• Coach, review, and delegate work items
• Assist with personnel activities of staff such as performance appraisals and training
• Cultivate strong working relationships and build trust among team members
• Maintain knowledge and understanding of current trends, laws, and issues affecting the area of expertise
• Attend educational events to increase professional knowledge

• Bachelor’s degree in economics, finance, or a related field (A comparable combination of work experience and training may be substituted for education requirements)
• 6+ years of experience performing Asset-Liability Management analysis, preferably using financial models
• Experience measuring, monitoring, and managing interest rate risk, credit risk, liquidity risk, and balance sheet strategies
• Advanced knowledge of the financial services sector
• Proficient knowledge of consumer credit products and financial markets at financial institutions
• Proficient knowledge of bank stress testing principles
• Experience with the U.S. Basel Rules is strongly preferred
• Experience with CCAR/DFAST/ICAAP stress testing and CECL/IFRS9 preferred
• Programming skills in Python, R, or other object-oriented languages preferred
• Ability to prioritize tasks, deal effectively with competing and changing priorities to meet deadlines
• Accurate, detail-oriented, and organized with task management
• Ability to analyze and resolve difficult and complex problems 
• Excellent written, verbal and interpersonal communication skills to interact effectively with members, staff, vendors, and government regulator
• Ability to influence others regarding policies, practices, and procedures