Underwriting Specialist, Middle Market Energy Division (GEMM), Retail Casualty - American International Group

 At AIG, we are reimagining the way we help customers to manage risk. Join us as an Underwriting Specialist, Middle Market Energy Division (GEMM), Retail Casualty, to play your part in that transformation. It’s an opportunity to grow your skills and experience as a valued member of the team.

Make your mark in Retail Casualty

General Insurance is a leading provider of insurance products and services – focused on helping to manage risk for commercial and personal customers. We offer a broad range of products through a diversified, multi-channel distribution network, including one of the world’s most far-reaching property casualty networks.

AIG underwriting teams help to find insurance solutions. We are reimagining how we help customers to manage risk, transforming our operating model, and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague – empowering our people to grow as insurance professionals and add more value to our customers and AIG.

How you will create an impact

The Underwriting Specialist analyzes and evaluates risk and accepts, rejects, or modifies risk and coverage conditions within limits of delegated authority and in accordance with established underwriting guidelines to achieve underwriting profitability objectives. This role will be responsible for Guaranteed Cost business in the Middle Market Energy Division. Specific acumen in Energy Casualty risks is beneficial, though not a prerequisite.

• The role will be responsible for underwriting the Workers’ Compensation, General Liability and Auto Liability primary Casualty product lines.
• Under limited direction, underwrites complex standard and non-standard products, new and renewals. Determines how pricing should be modified based on loss experience and is able to evaluate complex exposures.
• Communicate risk appetite and NA Casualty Value Proposition to brokers.
• Reviews new distribution opportunities, identifies new business relationships, manages pipeline of opportunities, and collaborates with region to ensure new opportunities are explored and pursued. 
• Ensures proper underwriting and rating of renewal business through actual case preparation and monitoring of Underwriters and Associate Underwriters.
• Reviews the more difficult accounts and ensures that they are issued accurately and in a timely fashion. Rapidly evaluates, prioritizes, and selects submissions to be underwritten.
• Has the knowledge and ability to explain the rationale behind the underwriting decisions made on an account.
• Travels to broker/client meetings to serve as the NA Casualty product expert and to identify cross selling opportunities.
• Perform special requests for clients, which may include tasks such as business plan changes, or analyzing new agreements.
• May direct or conduct internal underwriting audits.

What you’ll need to succeed

• 5+ years Commercial Insurance Company, Agency or Brokerage experience preferred.
• Working knowledge of US Casualty lines of business (Workers’ Compensation, Auto Liability, and General Liability) including product features, forms, regulatory environments, and risks etc. Specific acumen in Energy Casualty risks is beneficial, though not a prerequisite.
  • Proven ability to build and maintain strong professional relationships.
  • Demonstrated sales, marketing, and relationship building experience.
  • Very strong verbal and written communication skills.
  • Highly motivated and results oriented.
  • Ability to work in dynamic, rapidly changing environment, adapting to changing requirements and collaborating with a wide range of colleagues to quickly deliver solutions.
  • Expertise with analytical tools and technology.

Ready to step up to new challenges? We would love to hear from you.

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Enjoy benefits that take care of what matters

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of belonging

We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through our flexible work arrangements, diversity and inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The diversity of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities.  If you believe you need a reasonable accommodation, please send an email to candidatecare@aig.com.  

Estimated Travel Percentage (%): Up to 25%

Relocation Provided: Yes

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