Underwriting Support Specialist - JMAC Lending

About JMAC Lending

With over 25 years of experience, JMAC Lending stands out in the industry by delivering exceptional service and innovative products. We are committed to supporting our partners in growing their businesses. Our culture revolves around exceeding current market offerings, positioning us as the lender of choice for our clients. Our dedicated associates, equipped with impressive credentials, engage in ongoing education to ensure their expertise is coupled with actionable experience. Built on a foundation of the highest ethical standards, we efficiently provide competitive pricing for wholesale and correspondent lending, ensuring a reliable experience for our clients.

The Underwriting Support Specialist position provides analytical and administrative support to the underwriting team. 

Job Responsibilities:

• Conducts loan reviews using established pre-funding checklist and CTC a File

• Review data to ensure accuracy within the loan origination system
• Verifying address & borrower information
• Analyze insurance and property taxes and calculate monthly payment.
• Confirm all documents and changes have been reviewed and cleared
• Analysis & clear soft pull, VVOE, & any outstanding 4506 transcripts
• Update loan safe and evaluate
• Update AUS as needed and review findings
• Run early check and clear all alerts
• Reports deficiencies to Underwriter and/or management and follows up to assure that deficiencies are corrected or addressed by the responsible party
• Upload 1008/1003
• Email broker’s office that the file is cleared to close

Verify required documents for Jumbo/Non-Conforming Loans

• Review income documentation and confirm all necessary documents are in file
• Evaluate credit to ensure minimum requirements are met
• Review purchase contract for full execution by all parties
• Run credit upon request & run DU as needed per program
• Request missing documentation required for initial loan review

Provide Support to Underwriting Team

• Preparing new loans for Underwriter review
• Indexing resubmittal reviews
• Sending files for investor review
• Ordering supporting documentation request
• Examples: desk reviews, FHA case request, VVOEs, etc.

• Conducts adverse action request

Requirements

Job Requirements

• A High School Diploma or equivalent experience is a must.
• We're looking for candidates with at least 1-2 years of experience in the mortgage field.
• Strong verbal and written communication skills are essential for effective interactions.
• You should be detail-oriented and organized to manage tasks efficiently.
• The ability to juggle multiple tasks, prioritize effectively, and adapt to changing business needs in a team environment is key.
• Proficiency in computer skills, particularly in Microsoft Office, is required.
• We're seeking someone who can work collaboratively and professionally in a fast-paced production setting.
• Exceptional interpersonal skills and a positive, team-oriented attitude are vital for success here.

Benefits

• Comprehensive Health Care Plan (including Medical, Dental, & Vision)
• Life Insurance Options (Basic, Voluntary & Accidental Death & Dismemberment)
• Generous Paid Time Off (for Vacation & Holidays)
• Secure Retirement Plan (401k)
• Short-Term & Long-Term Disability Coverage
• Family Leave Benefits
• Access to Wellness Resources

JMAC Lending, Inc. is an Equal Employment Employer. We are committed to workforce diversity. Qualified applicants will receive consideration without regards to age, race, religion, sex, sexual orientation, gender identity or national origin.

DISCLAIMER: JMAC Lending is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.